Loan Simulation

BRL

Loan Amount
🇧🇷 Brasil
Country
BRL
Currency

%

Annual Interest Rate (%)
Nominal per year
Rate basis
The annual rate divided by 12. E.g. 12% a year becomes 1% a month.
Term (months)
Amortization Type
Equal installments. At first, much of each payment is interest.
Institution (optional)
Advanced options
First due date
Grace period (months)
This is an example with the default values. Adjust the fields and press Simulate to see your own.
Amount Received
BRL  50,000.00
Total Paid
BRL  59,785.70
Last instalment: 10/2029
Total Interest
BRL  9,785.70
16.4% total paid
Effective Annual Cost
12.68%
Includes interest and every charge

Where the total paid goes

Principal 83.6% Interest 16.4%
50 k9.8 k
BRL 0 BRL 59,785.70

How the debt falls over time

0 12.5 k 25 k 37.5 k 50 k 11/2608/2705/2801/2910/29

What each instalment is made of

PrincipalInterest
0 500 1 k 1.5 k 2 k Principal11/2608/2705/2801/2910/29

Save this simulation

Sign in to see your saved simulations and your debts.

Sign in

Extra payments

Money paid on top of the instalment goes straight against the balance. See what it buys.

Extra amount: BRL 0.00

Use the saving to
How often

Set an amount above zero to see the effect.

Amortization Schedule
Period Due Date Payment Principal InterestOutstanding Balance
Estimate. This schedule is calculated from the figures you typed. What an institution actually charges depends on the signed contract, on fees and taxes not entered here, and on the payment dates. Read the full legal notice.